We consider risks with total insured values (TIV) up to $500m. Risks with higher TIVs are considered by our US Direct and Facultative team.

Almost all occupancy types are considered, including high hazard fire risks. Course of construction, vacant risks and those that have suffered losses are also within appetite.

Cover can be tailored to suit our clients’ needs and is offered on either an all risks or single perils basis.

The majority of our policies are underwritten using standard ISO forms, but we also use wordings specifically designed for single catastrophe perils, deductible buy downs, or course of construction risks where they are more appropriate.

We have binding authority contracts in place in all of the territories in which we operate, increasing the ease with which the majority of our customers can access our products.

Offers clients the security of Hiscox Syndicate 33’s A (Excellent) Syndicate rating from A.M. Best, as well as Lloyd's own ratings, A (excellent) from A.M. Best, A+ (Strong) from Standard & Poor's and AA- (Very Strong) from Fitch.