I am an underwriter working in the Hiscox Product Recall team. After graduating from the University of Manchester my underwriting career began in 1998 as a Graduate trainee with Independent. Since then I have worked in a variety of roles for Royal & Sun Alliance, AIG, and most recently Catlin. I have specialised in Product Recall for the past 11 years and have seen the class mature from a very niche food and drink account to one with specialist products spanning automotive, consumer durables, pharma and restaurant exposures. I have found the challenge of developing new markets for our products to be one of the most rewarding aspects of a niche class underwriters role and regularly present to brokers and clients to improve knowledge and understanding of our lines.