I joined Hiscox Syndicate 33 in 1992 as a Property Underwriter working in Lloyd’s. In 1996 I became the Line Underwriter for Terrorism business and expanded our underwriting in the UK market. In 1999 I moved to Hiscox Insurance Company to manage the Property Care team based at 1 Great St Helen’s. Following the upheaval of 9/11, I moved back to Syndicate 33 in Lloyd's to underwrite the worldwide Property account to provide some experience and take advantage of opportunities that presented themselves in a hard market, something underwriters had not seen for some time. I became Line Underwriter for the Major Property, Onshore Power and Mining accounts in 2006. Prior to Hiscox I worked at the Heath Syndicate 404 at Lloyd's for 15 years. I became an ACII in 1980.