Tom Horton

Graduate Energy Underwriter
Tom Horton

About Tom

I first joined Hiscox in 2022 on the Summer Internship programme. I then joined the Hiscox Graduate Scheme on the London Market Underwriting stream, having graduated with a Geography degree from the University of Cambridge.

Following a 9 month rotation in the Power & Renewables team, I spent two rotations working in the Group Underwriting Performance team and London Market General Liability team. I re-joined the Power and Renewables team on a permanent basis in September 2025, working across all aspects of the portfolio. 

Product
Energy

Losses in the energy industry – whether property or liability related – can have a significant impact on balance sheets, demanding a robust, comprehensive and swift insurance response. We work hard to bring that insurance comfort to our clients. 

Product details
Energy

Featured insights

Stadium

Property owners look to cash in on the World Cup

As part of a series of articles exploring the key risks related to this year’s men’s FIFA World Cup, we take a look at property and how residential and commercial property owners in the US ha...

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Property owners look to cash in on the World Cup