With a wider scope of cover and choice of higher limits, Hiscox FloodPlus offers more comprehensive protection than alternative flood products currently available.
Ease of access and administration
With binding authority contracts in place throughout the USA, Hiscox FloodPlus is easily accessible to clients. There is no need to obtain elevation certificates for Hiscox FloodPlus and bindable quotes can be produced within seconds.
Broader limits than traditionally afforded
We offer a flexible range of limits including those similar to the NFIP as well as full value and bespoke for both homeowners and commercial risks.
Excess of NFIP
Where a residential or commercial risk has an underlying National Flood Insurance Program policy, FloodPlus offers higher TIVs to sit excess of maximum available NFIP limits.
Comprehensive protection
Hiscox FloodPlus provides broader coverage options than alternative flood products available, from cover for outbuildings to business interruption. Hiscox FloodPlus can be bought as standalone cover or alongside Hiscox’s existing residential and commercial offerings.
