Tom King

Alternative Risk Line Underwriter
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About Tom

I am the Alternative Risk Line Underwriter within the Property division. Our team is a cross-class delegated authority underwriting team, writing areas of niche, specialist and multi-line business that is predominantly non-correlating with the rest of Hiscox London Market.

Prior to this, I was a Senior Flood Underwriter, underwriting residential and commercial flood risks and managing our binding authority contracts with coverholders. I co-created, developed and launched Hiscox's award-winning proprietary US digital flood platform, FloodPlus, allowing Hiscox to become a market leader in private flood. After concluding my Geography degree at The University of Nottingham, I joined the Hiscox Property division in 2015 on the Graduate Scheme, and worked on the Household team, underwriting regular and high-value residential property in the US, Canada and The Caribbean. In 2021 I also completed a secondment with the General Liability team gaining valuable long tail underwriting experience. I am a Fellow of the Society of Underwriting Professionals (FCII) and completed an Executive MBA with the Quantic School of Business and Technology.

In my spare time I enjoy playing rugby and golf, and am a longstanding Leicester City Football fan.

Product
Flood

With a wider scope of cover and choice of higher limits, Hiscox FloodPlus offers more comprehensive protection than alternative flood products currently available. 

Product details

Featured insights

25th June 2020

US in the eye of two storms

Hurricane season has begun while the US still grapples with COVID-19. There are fears about how it will cope with both and what that means for homeowners.

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