Tom King

Alternative Risk Line Underwriter
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About Tom

I am the Alternative Risk Line Underwriter within the Property division. Our team is a cross-class delegated authority underwriting team, writing areas of niche, specialist and multi-line business that is predominantly non-correlating with the rest of Hiscox London Market.

Prior to this, I was a Senior Flood Underwriter, underwriting residential and commercial flood risks and managing our binding authority contracts with coverholders. I co-created, developed and launched Hiscox's award-winning proprietary US digital flood platform, FloodPlus, allowing Hiscox to become a market leader in private flood. After concluding my Geography degree at The University of Nottingham, I joined the Hiscox Property division in 2015 on the Graduate Scheme, and worked on the Household team, underwriting regular and high-value residential property in the US, Canada and The Caribbean. In 2021 I also completed a secondment with the General Liability team gaining valuable long tail underwriting experience. I am a Fellow of the Society of Underwriting Professionals (FCII) and completed an Executive MBA with the Quantic School of Business and Technology.

In my spare time I enjoy playing rugby and golf, and am a longstanding Leicester City Football fan.

Alternative risk

Our award-winning team of underwriters is nimble and diverse, bringing together experience from insurance, catastrophe modelling and asset management.

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25th June 2020

US in the eye of two storms

Hurricane season has begun while the US still grapples with COVID-19. There are fears about how it will cope with both and what that means for homeowners.

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