About Tom


I am an Underwriter in the London Market Property division, currently working on the Flood line of business. My role involves underwriting residential and commercial flood risks, managing our binding authority contracts, and working closely with our coverholder and broking partners to improve our portfolio and suite of flood products. During my time working on Flood I co-created, developed and launched Hiscox's award winning proprietary US flood product, FloodPlus, allowing Hiscox to become a market leader in private flood. After concluding my Geography degree at The University of Nottingham, I joined the Hiscox Property division in 2015 on the Graduate Scheme, and worked on the Household team, underwriting regular and high-value residential property in the US, Canada and The Caribbean. I hold the Advanced Diploma in Insurance (ACII) qualification and am completing an Executive MBA with the Quantic School of Business and Technology.

In my spare time I enjoy playing rugby and golf, and am a longstanding Leicester City Football fan.


With a wider scope of cover and choice of higher limits, Hiscox FloodPlus offers more comprehensive protection than alternative flood products currently available. 

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Featured insights

25th June 2020

US in the eye of two storms

Hurricane season has begun while the US still grapples with COVID-19. There are fears about how it will cope with both and what that means for homeowners.

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