About Joseph
I am the Binding Authorities Line Underwriter. I underwrite both residential and commercial throughout the USA, predominantly via binding authority contracts. Our aim is to optimise our portfolio whilst growing profitably and providing a sought after product to our customers throughout the U.S. I joined Hiscox in Nov 2021 after spending my previous 13 years at Tokio Marine Kiln. Here I was an underwriter on the US property team working across a range of classes including, residential, commercial and lender placed business, with perils ranging from wind to flood to quake. In between underwriting the large binding authority book, I also participated on open market risks. Prior to TMK I started my insurance career at Aviva where I spent 2 years before moving into the London Market. I hold the Advanced Diploma in Insurance (ACII) qualification.
