Casualty

Broad appetite

Our Casualty division provides a wide range of insurance products to help protect customers from casualty related risks. It could be a bank looking to shield directors from a possible securities class action or errors and omissions claim; a US auto business covering liability losses; or a manufacturer building its operational resilience with cyber insurance. Whatever the casualty exposure, we partner with insured’s across a wide range of industry segments.

Our casualty appetite also provides multi-line coverage for financial institutions adding errors and omissions, crime and cyber to our existing directors and officers’ protection.

The Hiscox difference

We are always looking for ways to solve our customers’ risk challenges; innovation is at the heart of what we do. That means using technology to streamline and bring efficiencies where it makes sense, but recognising the value of the human approach where complexity demands fresh thinking and a fearless approach to risk.

Staying power

As might be expected for a business with roots stretching back to 1901, we aim to establish long term relationships with our partners and customers, providing stable and consistent support through insurance market cycles. In 2024, we celebrated ten years in directors and officers’ underlying our long term commitment to this class of business. That same staying power and commitment applies across all of our casualty lines.

Unrivalled claims experience

Our Casualty Claims team offers over 150 years of combined experience across D&O, cyber and general liability. That deep understanding of casualty claims helps us to consider each claim on its own merits and work quickly to resolve every claim for our insureds as efficiently as possible. Embedded in the business, the claims team works alongside our underwriters, pricing actuaries, wordings specialists and other functions to ensure our claims offering is an integrated and valued part of the overall service we provide to our broker partners and customers.