Chris Payne

Flood Underwriter
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Chris Payne

About Chris

I joined as an underwriting apprentice in the household and flood team in 2018. In Summer 2019, I then went on secondment to the London Market Underwriting Centre for one year, underwriting Flood, Household and Terrorism. I then moved back to Flood Line team permanently as a Flood Underwriter. I have worked within the insurance industry for three years, having joined in September 2018 after finishing my A Levels. I underwrite the peril of flood for North American homeowners and small businesses through delegated binding authorities and lineslips. This includes portfolio management and analysis, liaising with brokers, pricing review with actuaries and claims analysis.

I enjoy staying active and playing sports in my free time, particularly rugby and golf. I also enjoy going on holiday and trying new cuisines. I am also an avid foodie.



With a wider scope of cover and choice of higher limits, Hiscox FloodPlus offers more comprehensive protection than alternative flood products currently available. 

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25th June 2020

US in the eye of two storms

Hurricane season has begun while the US still grapples with COVID-19. There are fears about how it will cope with both and what that means for homeowners.

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